Industrial insurance is for work-related injuries and illnesses and pays for approved medical and hospital. Also related services essential to an injured worker’s treatment and recovery. It also provides partial wage replacement for injured workers who are temporarily unable to work.

Industrial insurance is meant for work related injuries or accidwork-relates for approved medical and related services essential to an injured worker’s treatment and recovery. It also provides partial wage replacement for injured workers who are temporarily unable to work.

Industrial insurance can also protect the equipment and machinery you need to stay in the industry. So it can ensure that you, your employees and any members of the public with whom you interact. In your industry are protected from the risk you face as an industry owner.

Self-insurance is an alternative to industrial insurance in which the employer is responsible for paying all appropriate benefits to the injured worker. Also, the Department of Labor and Industries (L&I) oversees the program to ensure employers provide benefits properly.